Suffering injuries in a workplace accident can be truly traumatic. Thanks to the workers’ compensation system, you can expect to get financial assistance to cover your medical costs and a part of the lost wages. While the workers’ compensation system is a no-fault one, it is often hard to get the due benefits as the insurance company takes a call on the claim. It is no secret that insurance companies don’t have your best interests in mind. The question here is whether you should get legal advice for your claim. While not all workers’ compensation claims require the expertise of an attorney, there are exceptions. In this post, let’s discover the situations when lawyering up is a good idea.
Your injury is serious and will prevent you from working in the future. A considerable number of workplace accidents lead to devastating outcomes. If you have suffered permanent or partial disability, you are entitled to more benefits as per the workers’ compensation system. Yet, the insurance adjuster is unlikely to comply or adhere to ethical norms. Get an attorney when you believe that your claim is worth more than average ones.
Your workers’ compensation claim has been denied. Once you notify the employer about the injury, they are expected to notify the insurance company. Injured workers often believe that things will be okay; therefore, they don’t need to file a claim form with the Virginia Workers Compensation Commission. However, if you failed to do so and your claim has been denied, hire a lawyer immediately.
Your worker’s comp settlement offer is not great. If the insurance company is ready to discuss the settlement and you are unsure of what to expect from the process, hiring a lawyer is always a smart step. Keep in mind that only your attorney is looking out for your interests, and therefore, you shouldn’t be trusting the insurance adjuster blindly.
You have suffered retaliation at work. If you reported a work-related injury and your employer fired you from the job, it could be a case of retaliation. While you cannot sue your employer for the accident, you can take action after facing discrimination or retaliation.
Getting workers‘ comp benefits is not as easy as it may seem in many circumstances. Insurance companies and employers often do their best to minimize what’s paid to an injured worker, and if you don’t hire a lawyer, you are at others’ mercy.